Caught Driving without Insurance in Chelmsford?

Our experts here at Caddick Davies Solicitors provide legal assistance to motorists caught Driving without Insurance in Chelmsford. We have represented a lot of clients facing driving without insurance charges across England and Wales, which has allowed us to gain vast experience and the expertise to deliver excellent legal support.

It is an offence to operate a motor vehicle on a road or any other public space in the UK if you as the driver are not insured by at least third party insurance. Many people are also not aware that it is an offence for anyone to allow or even cause another person to use a vehicle without valid insurance. These offences can attract a penalty of a £300 fine and the endorsement of 6 penalty points on your licence, with the most serious cases involving a court imposing a much larger fine and/or a disqualification from driving.

Given its complex nature, it is possible for people to go wrong with their car insurance provisions. Fortunately for motorists in Chelmsford, Caddick Davies Solicitors is here to assist. You can contact us for a no-obligation consultation if you have received a Fixed Penalty Notice or Court Summons. We’ll provide the reliable legal guidance.

How Do I Defend a Driving Without Insurance Charge?

Driving with No Insurance is considered a “strict liability” offence meaning you’ll be classed as committing an offence irrespective any intention to do so. Defences to driving without insurance in the UK are restricted to:

Valid Insurance: here you prove that you were in possession of a valid insurance policy; or

Employees’ Defence: Utilise this to show that the vehicle you were driving did not belong to you in the course of your employment and you were unaware that you were not insured.

While strict limitations to the number of defences to driving without insurance exist, the court may be persuaded not to endorse penalty points on your licence on “special reasons” grounds. These are cases where you possess a “genuine and honest” belief that you were covered by an insurance policy, which we can advise on in more detail.

Where Can I Find Help with a Driving Without Insurance Charge?

Motorists caught Driving without Insurance in Chelmsford may be wondering where to get assistance they can trust. Caddick Davies Solicitors is here to provide that quality legal support to you. We operate on a Fixed Fee Basis with competitive rates to be able to offer high-quality legal services to anyone charged with driving without insurance offence. We are known to provide affordable legal representation and ideal guidance for all UK motorists.

Please feel free to call us when you find yourself facing an investigation or prosecution for driving without insurance or other motoring offences. We provide a free initial telephone consultation that will allow us to understand your case after a short assessment. We’ll share our knowledge on this complex area of law as we guide on the ideal legal approaches for you to consider.

We offer legal assistance to our clients in motoring courts across England and Wales. This means we are available to help you if you’re caught Driving without Insurance in Chelmsford. Our specialisation in motoring law enables our solicitors to be highly effective in this area. We are the legal team to rely upon for help with a driving without insurance charge, so get in touch if you’d like to know more.

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