Mike Malone – Driving Without Insurance

Thank you for your excellent representation at Harwich Magistrates Court on behalf of my son. The outcome was as good as I could have hoped for.

Would you also express my thanks to Laura McKinnon, your barrister who represented us at court and was thoroughly professional both before and during the hearing.

I would have no hesitation in recommending Caddick Davies to anyone in similar unfortunate situations.

Mr Malone contacted Caddick Davies after his son was prosecuted for an offence of driving without a policy of third party insurance (no insurance). His son had driven without insurance after his father had made an error in renewing an insurance policy, such that he unwittingly removed his son from the policy. In these circumstances his son drove with a genuine and honest belief that he was insured and we were able to successfully argue that whilst he was guilty of driving without insurance, the court should not endorse the usual 6-8 penalty points a there were “special reasons” in connection with the offence; these special reasons were that he his son had driven in a genuine and honest belief that he was insured and that it had been reasonable for him to rely on his father. The magistrates accepted this argument and did not impose any penalty points or fine for this offence.

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