Caddick Davies Solicitors has a team of legal experts who offer quality legal representation to motorists caught driving without insurance in Birmingham and across England and Wales. Our expertise in this area is honed by the experience we have had providing many clients with specialist legal assistance.

We are the ideal professionals to involve if you’re charged with the offence of driving a vehicle without insurance. It is an offence to operate a motor vehicle if you’re not covered by the right insurance. It is also worth knowing that allowing another person to use your motor vehicle without the correct insurance can also be an offence.

The aforementioned offences can attract a standard penalty of £300 fine and 6 penalty points, but if the case goes to court, there is the potential for an unlimited fine, and in the most serious cases, a court may even impose a disqualification from driving.

With the complicated state of car insurance provision, motorists sometimes find themselves in a bad position. If you are ever issued with a Court Summons for driving without insurance, you can always contact Caddick Davies Solicitors for legal guidance. We can offer a free no-obligation consultation to discuss how we can help.

How Do I Defend a Driving Without Insurance Charge?

Considered as a “strict liability” offence, Driving with No Insurance is seen as an offence, irrespective of the driver’s intention. Defence strategies for driving with no insurance are:

Valid Insurance: A defence you can utilise to prove that you held a valid Insurance policy.

Employees’ Defence: It may be possible to prove the vehicle you were driving did not belong to you in the course of your employment and that you were unaware that you were not covered by an insurance provision.

Despite the limited number of defences to the offence of driving with no insurance, it may be possible to request the court not to endorse penalty points on your insurance on the grounds of “special reasons”. These are times when you as a motorist offer an “honest and genuine” belief that you were insured.

Where Can I Find Help with a Driving Without Insurance Charge?

Caddick Davies Solicitors has been offering ideal legal support to clients caught without insurance in Birmingham and across the country. We provide expert legal advice and representation many clients charged with driving without insurance. Our competitive prices and high-quality services make us a reliable legal option to consider. With our Fixed Fee payment terms, we make our services affordable to all motorists.

Should you be facing an investigation or a prosecution for driving without insurance, or any other motoring offences, you can call or message us and our staff will be ready to discuss the details of your case. Through a free initial telephone consultation, we offer you a chance to speak to us about your case. Our experts will then provide an honest evaluation on the range of legal options we may be able to offer to help you.

You’ll also get information and guidance on this legal issue, with our solicitors offering legal assistance to clients in cities and towns across England and Wales. This means that we are ideally positioned to provide specialists representation to those caught driving without insurance in Birmingham. Our expert motoring solicitors deal with this offence and a wide range of motoring offences in the country, so get in touch today if you want to know more.