As a team of expert motoring lawyers, Caddick Davies Solicitors provide reliable legal assistance to motorists caught driving without insurance in Bradford and many other locations across England and Wales. We possess a great deal of experience in representing many clients facing charges for driving with no insurance. This is combined with our expertise to provide ideal legal support to our clients.

Using a motor vehicle that is not insured by at least third party insurance on a UK road or any other public place is illegal. A significant number of people in the UK each year are caught driving without insurance, or allowing another person to use a vehicle without the correct insurance. You are at the risk of a standard penalty of £300 fine and 6 penalty points if you’re charged with this type of offence.

That said, there are also additional punishments should the case need to go to court, with the potential for an unlimited fine and even a disqualification from driving if you’re caught driving without insurance in Bradford. Not every motorist is fully aware of the full details of their car insurance policy, which leads to things going wrong sometimes. Fortunately, you can contact us for legal guidance through the no-obligation consultation that we offer.

How Do I Defend a Driving Without Insurance Charge?

Driving with No Insurance is an offence classed under “strict liability” offences. This means that it is an offence regardless of whether you intended to drive without insurance or not. The defences to this offence are restricted to:

Valid Insurance: where you can prove that you possessed a valid insurance policy; or

Employees’ Defence: which allows you to prove that the vehicle you were driving didn’t belong to you in the period of the employment, and you were unaware that you were not covered by insurance.

Whilst there are restrictions on the defences to driving without insurance, it may still be possible to persuade the court not to endorse penalty points on the grounds of “special reasons”. This is relative to when you have a “genuine and honest” belief that you were insured, which we can advise on in more detail.

Where Can I Find Help with a Driving without Insurance Charge?

For motorists in England and Wales, our expert motoring solicitors at Caddick Davies Solicitors are an ideal choice to consider. We provide legal assistance to those caught driving without insurance in Bradford, and across the country, who are facing driving without insurance charges. If you’re looking for excellent legal advice and representation, our solicitors dedicate themselves to offering high-quality legal services.

All of the motorists we assist find our payment terms competitive and flexible. For anyone facing possible prosecution following being caught driving without insurance in Bradford, please call or email us and we’ll be prepared to discuss your case and how we may be able to assist you. Through an initial telephone consultation that we offer for free, we’ll get the details of your case, offer an honest assessment and provide reliable legal assistance.

Since we offer national legal assistance to motorists in all major cities of England and Wales, we are able to legally assist those caught driving without insurance in Bradford and many other locations. We specialise in a wide range of motoring offences, assisting motorists facing driving with no insurance as well as other motoring law offences.