If you’re caught driving without insurance in Bristol, it would be advisable to engage expert motoring lawyers from Caddick Davies Solicitors. We specialise in the area of motoring law, legally assisting motorists charged with driving a vehicle with no insurance across England and Wales. This has gained us a lot of experience and expertise which enables us to provide excellent legal representation.

Using a motor vehicle, without being insured by at least a third party policy, on any road or other public place is an offence in the UK. It is also illegal to allow another person to use your vehicle when not covered by the relevant insurance, something many people are unaware of.

You could face a penalty of a £300 fine and the endorsement of 6 penalty points on your licence should you be charged with the above-mentioned offences. In some cases that go to court, more serious penalties may also happen, with the possibility of the court imposing an unlimited fine and/or disqualification from driving.

Some people make mistakes with the complicated state of car insurance, so anytime you find yourself summoned to the court or with a Fixed Penalty Notice for driving without insurance, please get in touch with us for guidance. We will be able to examine the legal circumstances and assist you through the no-obligation consultation that we provide.

How Do I Defend a Driving Without Insurance Charge?

You should know that driving without insurance is considered a “strict liability” offence, meaning that irrespective of the level of intention to drive without insurance, it is still an offence. The defences to driving without insurance charges are limited to the following:

Valid Insurance: You can use this to prove that you possessed a valid insurance policy; or

Employees’ Defence: You utilise this to prove that you were driving a vehicle that didn’t belong to you in the course of your employment and you were unaware that you were not covered by valid insurance.

Despite the restrictions to the defences to a charge of driving without insurance, in cases where you provide an “honest and genuine” belief that you were covered by insurance, it may be possible to persuade the court not to endorse penalty points on “special reasons” grounds.

Where Can I Find Help with a Driving Without Insurance Charge?

Caddick Davies Solicitors provide excellent legal advice and representation to motorists caught driving without insurance in Bristol. We are available to provide legal support to those facing a driving without insurance charge in all major cities across England and Wales. Our Fixed Fee terms are suitable for many motorists.

When you face an investigation or a prosecution for driving without insurance, feel free to call us and we’ll be delighted to discuss with you the details of your case. You get a free initial telephone consultation where you can talk to us and one of our experts will give you an honest evaluation on the ideal legal options to utilise. Our solicitors will share our knowledge on this area of the law by offering you helpful legal guidance.

Our specialist motoring solicitors are able to represent you in motoring courts around the country, so we can provide legal assistance to motorists caught driving without insurance in Bristol, as well as dealing with a range of other motoring offences. Contact us for expert representation with your driving without insurance case.