Being caught driving without insurance in Cardiff will require legal assistance from a team of reliable motoring solicitors. Caddick Davies Solicitors specialise in the guidance and representation of motorists charged with the offence of driving without insurance in Cardiff, as well as many other areas across England and Wales. We utilise the expertise and experience we’ve gained from representing many clients in need of similar legal services.

It is an offence to operate a motor vehicle where the driver is not covered by at least third party insurance, on any road or any other public area in the UK. You should also know that allowing or causing another person to use a vehicle without valid insurance is an offence. You are at risk of being fined £300 and receiving 6 penalty points on your licence, while in the most serious court cases, penalties include an unlimited fine and/or driving disqualification.

Due to the complicated nature of car insurance, it is possible for people to get things wrong sometimes. We are the legal experts to assist you when things go wrong. Please contact us for a no-obligation consultation if you receive a Fixed Penalty Notice or Court Summons. You can benefit from the legal guidance of our expert solicitors.

How Do I Defend a Driving Without Insurance Charge?

Driving without insurance is regarded as a “strict liability” offence, meaning that you’re considered to have committed an offence irrespective of any intention to do so. The defences to driving without insurance are limited and include:

Valid Insurance: You can defend yourself by proving that you actually possessed a valid policy of insurance; or

Employees’ Defence: You can utilise this to prove that you were driving a vehicle that didn’t belong to you during the course of your employment and you were not aware that you were not covered.

Whilst there are strict limitations to the defences to driving without insurance, there are cases where you possess an “honest and genuine” belief that you were insured. This could in some cases be used to request that the court do not endorse penalty points on “special reasons” grounds.

Where Can I Find Help with a Driving Without Insurance Charge?

Caddick Davies Solicitors has been offering the ideal legal assistance to motorists Caught Driving without Insurance in Cardiff. Our solicitors help motorists facing an investigation or prosecution for driving without insurance, as well as a range of other motoring offences. If you’re one of those Caught Driving without Insurance in Cardiff, please feel free to call or email us and we will gladly discuss your case.

The free initial telephone consultation enables us to know your case better, providing an honest assessment on the best legal approaches to utilise. Our experts will share our knowledge on this complex area of law. Another benefit is that we offer our high-quality legal services on a Fixed Fee Basis that makes us an affordable motoring law team to enlist.

As we provide national legal assistance to motorists across England and Wales, we are strategically positioned to assist those Caught Driving without Insurance in Cardiff. Our specialisation in motoring law enables us to handle a range of motoring offences in motoring courts across the country, so get in touch today to find out more.