At Caddick Davies, our team of expert motoring lawyers provides legal assistance to motorists caught Driving without Insurance in Gateshead and many other locations across England and Wales. Over the years, we have represented and advised the many clients we have had, gathered vast experience and expertise that enables us to effectively defend motorists facing a driving without insurance charge.

All UK motorists should know that it is an offence to use a motor vehicle, be it on a road or a public place, if you’re not covered by at least third-party insurance. A considerable number of people are also unaware that it is illegal for someone to cause or allow another driver to use a vehicle without the valid insurance.

These offences can attract a penalty of a £300 fine and 6 penalty points on your licence as standard. In more serious cases, the motoring court may even impose a disqualification from driving and/or much larger fine.

We appreciate that motorists sometimes get it wrong with situations such as car insurance. Caddick Davies is available to offer legal guidance in this area, so feel free to contact us when you get a Fixed Penalty Notice or Court Summons related to being caught Driving without Insurance in Gateshead. We can offer free no-obligation consultations.

How Do I Defend a Driving Without Insurance Charge?

Driving without Insurance is considered a “strict liability” offence. This means it classes as an offence irrespective of your intentions. Defences to driving without insurance are restricted to the following:

Valid Insurance: where you can prove that you possessed a valid insurance policy; or

Employees’ Defence: this is a defence that allows you to prove that you were driving a vehicle that didn’t belong to you in the course of your employment, and you didn’t know that you were not covered by an insurance policy.

While the range of defences to driving without insurance charges is limited, it may be possible to present a case to the court not to endorse penalty points on your licence on “special reasons” grounds. These are times when you as a motorist had an “honest and genuine” belief that you were insured.

Where Can I Find Help with a Driving Without Insurance Charge?

Caddick Davies Solicitors provide the ideal legal assistance to motorists caught Driving without Insurance in Gateshead, as well as in many other locations across England and Wales. We operate on a Fixed Fee Basis as we advise and represent those charged with driving without insurance. We pride ourselves on providing high-quality legal services, affordable to all motorists and offering a wealth of experience and effective advice.

Please feel free to call or email us if you are facing an investigation or prosecution because of driving without insurance. We offer a free initial telephone consultation that will allow us to explore your case, give it an honest assessment and guide on ideal legal approaches to consider.

Our specialisation in motoring offences, as well as motoring courts, enables us to expertly represent motorists caught Driving without Insurance in Gateshead. We offer trusted legal assistance to motorists across England and Wales. Get in touch with us today to discuss our range of legal services and make use of our expert motoring solicitors.