At Caddick Davies Solicitors, we pride ourselves on offering ideal legal assistance to motorists around the UK, including those caught Driving without Insurance in Leicester. Our wealth of experience is gathered from the many clients we have assisted in the region and in locations across England and Wales. If you are charged with a driving without insurance offence, our solicitors will look to help

The minimum legal requirement for vehicle insurance is third party insurance. If you use a vehicle without at least this requirement, either on a road or any other public space, you’ll be committing an offence and could be penalised. You may receive a standard fine of £300 and 6 penalty points, but if the offence is serious enough there is also scope for courts to impose a much larger fine and/or driving disqualification.

Another offence that could attract legal penalties is allowing or causing another person to use your vehicle without insurance. We appreciate that things go wrong sometimes and that being caught Driving without Insurance can happen with car insurance being complicated. Caddick Davies Solicitors are available during such times, we’ll provide a consultation free from obligations, offering assistance and reliable guidance.

How Do I Defend a Driving Without Insurance Charge?

Driving without Insurance is considered a “strict liability” offence, meaning irrespective of any intention to commit the offence, it is still considered one. Defences to driving without insurance are limited to:

Valid Insurance: You can prove with this of your possession of a valid insurance policy; or

Employees’ Defence: You can also use this to prove that you were driving a vehicle that didn’t belong to you, and you didn’t know that you were not covered by an insurance policy.

Despite the restrictions on defences to driving without insurance charges, it may be possible to request the court not to impose the penalty points on the basis of “special reasons”. This is where you show that you have “genuine and honest” belief that you were insured. We can advise on this in more detail.

Where Can I Find Help with a Driving Without Insurance Charge?

The event of being caught Driving without Insurance in Leicester is worrying, but Caddick Davies Solicitors are available to offer legal support in your region. We specialise in motoring law, covering a wide range of motoring offences and representing clients in motoring courts across the country. We are the ideal legal team to engage when you’re facing charges of driving with no insurance.

You can call or email us and we’ll offer a free initial consultation. We will use this consultation to explore the details of your case, give it an honest and expert assessment and advise on legal options to pursue.

Another great factor about our legal services is that in addition to being reliable, they are also affordable to motorists. Caddick Davies Solicitors operate on Fixed Fee Basis, a plan ideal for a variety of cases and offering you transparent cost information. Should you find yourself facing an prosecution for driving without insurance or any other motoring offence, we are the ideal solicitors to engage, so feel free to get in touch today.