Caddick Davies Solicitors specialise in offering ideal legal assistance to motorists caught Driving without Insurance in London and other major cities across England and Wales. We have represented and advised many clients, something that has gained us a lot of experience. We combine this with our expertise to assist those charged with the offence of driving without insurance.

Using a motor vehicle when you are not insured by at least third party insurance on a road or any other public space in the UK is considered an offence, as is allowing another person to use your vehicle without valid insurance. Driving without insurance can lead to a standard penalty of a £300 fine and 6 penalty points, but in the most serious cases you may receive a much larger fine and may even be disqualified from driving.

Sometimes things go wrong and there can be misunderstandings with vehicle insurance. If you are Caught Driving without Insurance in London, we have legal experts who may be able to help you when you are issued with a Fixed Penalty Notice or Court Summons. You can contact us and we’ll offer a no-obligation consultation to explore the details of your case and one of our motoring solicitor will advise on ways to help you.

How Do I Defend a Driving Without Insurance Charge?

Despite the fact that Driving without Insurance is a “strict liability” offence, that is, you are considered an offender regardless of any intention to commit the offence, there are certain defences, limited to the following:

Valid Insurance: A defence you can use to prove that you possessed a valid insurance policy; or

Employees’ Defence: You can prove that you were driving a vehicle that didn’t belong to you during the course of your employment, and you didn’t know that you were not covered by an insurance policy.

In spite of the limitations to the defences to driving without insurance offence, in cases where the motorist possess an “honest and genuine” belief that they were insured, the court may be persuaded not to add the penalty points to your licence due to “special reasons”. We can provide more information on this if you contact us.

Where Can I Find Help with a Driving Without Insurance Charge?

Caddick Davies Solicitors have an expert team, covering a range of motoring offences and representing motorists successfully in motoring courts. We offer nationwide legal assistance to motorists in courts across England and Wales. We are a highly skilled and reliable legal team to engage when you’re caught Driving without Insurance in London.

Should you find yourself being investigated or prosecuted, or about to be, for driving without insurance, please call or email us. You’ll benefit from an initial free consultation that will assist us to understand your case better. After giving it a professional and honest assessment, we’ll guide on the best legal approaches to consider. Our solicitors keep you informed by guiding on this complex and important area of law.

What places our legal services among the most trusted is that they are not just effective, they are also affordable. We help many clients with their driving without insurance charge on a Fixed Fee Basis, offering you clearly defined and competitively priced financial terms. Get in touch today to find out more.