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You can enlist a professional motoring solicitor from Caddick Davies Solicitors when you are Caught Driving without Insurance in Luton. We have in all major cities of England and Wales represented and offered legal advice to many motorists. This has allowed us to gather extensive experience in our field.

Using a motor vehicle when you are not covered by a third party insurance is regarded as an offence and so is permitting or causing another person to use a vehicle without insurance. These are charges that could get you penalised with a fine of £300 and the addition of 6 penalty points on your licence, or in the most serious cases even a court order disqualifying you from driving and/or imposing a much larger fine.

Things sometimes go wrong with complicated areas such as vehicle insurance. Caddick Davies Solicitors will be available to offer ideal legal advice if you get caught Driving without Insurance in Luton. Please contact our team of experts for guidance following a free consultation. We are the experts to get in touch with when you get a Court Summons or Fixed Penalty Notice related to this motoring offence.

Call us for a free initial consultation

0333 443 2366

Or we can call you back at a time of your choice

Mon to Fri: 8:00am - 8:00pm
Sat to Sun: 9:00am - 5:00pm

How Do I Defend a Driving Without Insurance Charge?

You can actually defend a charge for driving with no insurance despite it being a “strict liability” offence. Fortunately, defences exist, but they are limited to:

Valid Insurance: You can prove that you held a valid insurance with this defence; or

Employees’ Defence: Prove that you were driving a vehicle that didn’t belong to you in the period of employment, and you were not aware that you were not insured.

Defences are limited, but that doesn’t mean you do not have any options. It may be possible to ask the court not to impose your licence penalty points on the basis of “special reasons”. These are times when you may have an “honest and genuine” belief that you were insured. We can advise further on this.


Where Can I Find Help with a Driving Without Insurance Charge?

We believe that the ideal legal team to engage when you’re caught Driving without Insurance in Luton is Caddick Davies. For many years, we have been representing clients in motoring courts, covering a broad range of motoring offences including driving without insurance. We provide legal assistance nationally to motorists in all major motoring courts across England and Wales, making us very much available to assist you in Luton.

Should you find yourself being investigated or prosecuted for driving without insurance or other related offences, please call or email us. We’ll offer a free phone consultation that will let us know your case better, giving our experts the chance to give it an honest assessment. If you are wondering where you can get help with driving without insurance charges, Caddick Davies Solicitors can share our knowledge on this complex but manageable legal field.

Our high-quality legal services are offered on a Fixed Fee Basis. This means that our guidance and representation are offered on clearly defined terms that are affordable to motorists around the UK. Get in touch with us for more information on how you can get assistance after being caught Driving without Insurance in Luton.

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Why Caddick Davies?

There are a number of factors which make Caddick Davies the ideal option for anyone facing a motoring charge in England or Wales:


Over 5,000 cases covered

Our extensive experience allows us to choose the most effective legal approach to each case

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We are proud to have a wealth of clients who have appreciated our services and who would recommend us to any friends or family who find themselves facing a motoring charge.

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UK's Leading Motoring lawyers

UK’s Leading Motoring Solicitors

We have a highly-effective track record in defending motoring charges, leading to no penalties, or considerably reduced penalties, being imposed on our clients.

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We have been successfully representing clients in motoring courts nationwide

Contact us for a free consultation, our expert solicitors will be able to discuss your case and advise on legal options.


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