Caddick Davies Solicitors, with our team of expert lawyers specialising in motoring law, offer trusted legal assistance to motorists caught Driving without Insurance in Newcastle-under-Lyme. We possess a wealth of experience from the many clients we have advised and represented, including many facing driving without insurance charges. This track record is combined with our specialist expertise to deliver excellent legal care to motorists across England and Wales.

It is illegal to use a motor vehicle on a road or in public place without at least third party insurance. It is also an offence to allow or cause another person to use your vehicle without insurance. You could be penalised for committing such offences, with a standard penalty of being fined £300 and receiving 6 penalty points on your licence. In the most serious circumstances, a court may even impose a disqualification from driving and/or a much larger fine.

Things go wrong sometimes, especially for complicated things as Vehicle insurance. Our solicitors are here when things go wrong. So if you’re issued with Fixed Penalty Notice or Court Summons after being Caught Driving without Insurance in Newcastle-under-Lyme, please contact us for legal guidance. We offer a no-obligation consultation to find ways to help you.

How Do I Defend a Driving Without Insurance Charge?

Despite the fact that driving without insurance is regarded as a “strict liability” offence, that is, you’re considered an offender regardless of any intention to commit the offence, there are defences to it although they are limited. These include:

Valid Insurance: Which you can use to prove that you held a valid insurance; or

Employees’ Defence: Prove with this defence that the vehicle you were driving didn’t belong to you at the period of your employment, and you were not aware that you were not covered by insurance.

It may be possible to persuade the court from endorsing penalty points on your licence on the basis of “special reasons” in spite of there being few defences to driving without insurance offence. There are cases where a motorist has an “honest and genuine” belief that they were covered by valid insurance. We can advise you on this option in more detail.

Where Can I Find Help with a Driving Without Insurance Charge?

Caddick Davies Solicitors are confident we have the ideal team to involve when you are caught Driving without Insurance in Newcastle-under-Lyme. We offer trusted legal assistance to motorists at all major motoring courts across England and Wales. We are ideally positioned to assist you, with a lot of experience in the motoring law field, where we have guided and represented many clients over the past few years.

We provide a free initial phone consultation to get to know your case better, give it an honest assessment and guide on reliable legal options to consider. Our solicitors also share our knowledge on this complex legal field through simple and helpful advice. Should you find yourself being investigated or prosecuted for driving without insurance or other motoring offences, please call or email Caddick Davies Solicitors and we’ll see if we can help.

We operate on a Fixed Fee Basis for the excellent legal services we offer. Motorists will find our competitively priced services affordable, as the legal help after being caught Driving without Insurance in Newcastle-under-Lyme.