There are a number of factors which make Caddick Davies the ideal option for anyone facing a motoring charge in England or Wales:
Consequences of Driving without Insurance
Caddick Davies Solicitors are one of the leading motoring solicitors in England and Wales, with a reputation for the successful representation and defence of motorists charged with driving with no insurance (Section 143 Road Traffic Act 1988).
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What will happen if you get caught driving with no insurance?
If you are facing the question of “what happens if I drive without insurance?” due to a recent oversight, it is an important question to get trusted guidance on. This is a key question for many drivers across the UK. You should be aware of the laws governing driving and insurance. It is important to understand that it is against the law to drive a motor vehicle on a road or any other public place without at least having third-party insurance. You would be committing an offence by driving with no insurance even if the vehicle is insured itself.
Any driver without insurance is in danger of being caught and charged. It is important that you fully understand the question of what happens if you drive without insurance? because if you don’t, you may learn through negative personal consequences. For anyone caught for driving without insurance, the police will issue a fixed penalty fine of £300 and 6 penalty points on your licence.
Some circumstances around this type of case may lead the police to decide to have your case taken to court. Other consequences of driving without insurance can include having the police seize the vehicle. Please also note that if you lose a driving without insurance case at the court, you could end up paying a larger fine and even be disqualified from driving.
Can you go to prison for driving with no insurance?
While there are various consequences of driving with no insurance, going to prison is not one of them – not if this is the only driving offence committed. So, for those wondering “what happens if I drive with no insurance?” and thinking, ” will I go to prison?” please understand that this is not an imprisonable offence.
This also means that even if there is a conviction, it will not appear on a criminal record. There will be, however, an IN10 endorsement that will remain on your licence for 4 years. You can also consider this as a consequence of driving with no insurance, since you’ll need to disclose the endorsement to insurance providers for the foreseeable future.
Can someone not on your insurance drive your car?
Family, friends or anyone else not listed on your insurance cannot legally drive your car. So, the simple answer is no. It is against the law to allow anyone to drive your car if they are not among the ‘permitted drivers’ on your insurance certificate. This is the case even if you have a fully comprehensive policy for your insurance. If someone borrows your car and are not on your insurance, make them ask themselves “what happens if I drive without insurance?” Inform them that driving without insurance comes with consequences.
You ought to know that you will also be liable if anyone who is not on your insurance drives your car and they get into trouble. You can face the very same penalties you would face were it you who was driving without insurance yourself. Remember, the only people allowed to drive your car are the ones on the ‘permitted drivers’ on your insurance certificate.
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Can an uninsured driver sue an insured driver over a crash?
An uninsured driver can make a claim against an insured driver over a crash, but only under the circumstances that the insured driver agrees to be liable or there is legitimate evidence that shows the insured driver is at fault. To sue an insured driver, however, you’ll need to get your insurance details first. While an uninsured driver has somewhat the similar rights as an uninsured pedestrian hit by a car, and you could get compensation from the insurance company of the insured driver, you have to be very careful with such cases.
Things can get very tricky because the law may not be on your side. You have already broken the law for being uninsured. You can sue an insured driver over a crash as an uninsured driver, but understand that you’ll be involving law enforcement and will likely face penalties yourself.
How do I find the right legal help if I’m caught driving with no insurance?
You may need expert legal help if you get caught driving without insurance. In some of the worst scenarios, the case may go to court. Legal experts will be of great help at this point, whether to advise or even represent you. You can look for qualified and knowledgeable motoring solicitors to help you with such a case. Look for experts with experience who can show what they have done in the form of case studies and customers’ testimonials.
With this in mind, you are able to take steps to find the right legal help if you’re caught driving without insurance. Caddick Davies is a team of motoring solicitors dealing exclusively in motoring offences. We possess skills honed by the experience of many years. We have been able to mitigate the extent of many offence penalties, including driving without insurance across England and Wales. You can take a look across our website for case studies to see how much we can be of assistance.
If you need our help at Caddick Davies, you can call us at 03334 432 366, email or request a callback from us via our website. Do you want to understand fully what happens if you drive without insurance? If so, you contact us today. We will have an expert respond to your queries swiftly. If you got caught driving without insurance, we’d look at your case to identify the defences we can explore. This might save you from the most serious consequences as you work with expert driving insurance offence solicitors.
Why Caddick Davies?
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We are proud to have a wealth of clients who have appreciated our services and who would recommend us to any friends or family who find themselves facing a motoring charge.
UK’s Leading Motoring Solicitors
We have a highly-effective track record in defending motoring charges, leading to no penalties, or considerably reduced penalties, being imposed on our clients.
We have been successfully representing clients in motoring courts nationwide
Contact us for a free consultation, our expert solicitors will be able to discuss your case and advise on legal options.
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