Motorists who have been caught driving without insurance in Cambridge can benefit from the expertise of experienced motoring law specialists. Caddick Davies Solicitors specialises in this area of law, where we have been of great help to many motorists all around England and Wales. Our wealth of experience and know-how makes us an ideal team to involve when you’re charged with the offence of driving without insurance.

Use of a motor vehicle on a road or any other public area when you are not insured by at least a third party policy is an offence in the UK. It is also against the regulations for a person to allow another one to use a vehicle with no insurance. These offences can attract serious penalties ranging from a standard enforcement of £300 fine and 6 penalty points on your licence, up to cases where a court may impose an unlimited fine and/or disqualify you from driving.

With the complicated state of car insurance policies, it is possible for mistakes to be made sometimes. Should you have received a Fixed Penalty Notice or Court Summons because of driving with no insurance, you can contact us today for legal guidance. We provide a free no-obligation consultation to get to know your case and how we can help you.

How Do I Defend a Driving Without Insurance Charge?

Considered a “strict liability” offence, Driving with No Insurance is regarded as an offence regardless of the driver’s intention to do so. The defences to this offence are limited to the following:

Valid Insurance: You can make use of this defence by proving that you possessed a valid insurance policy; or

Employees’ Defence: With this, you can prove that you were driving a vehicle that didn’t belong to you during the course of your employment and you were unaware that you were not covered by an insurance policy.

Despite the restrictions to the number of defences to driving without insurance, there may be cases where an expert motoring solicitor can demonstrate you possessed a “genuine and honest” belief that you were insured, meaning it may be possible to request the court not to add penalty points to your licence.

Where Can I Find Help with a Driving Without Insurance Charge?

Caddick Davies Solicitors possess high-level competence and are well versed in this area of law. We offer legal assistance to clients in all major cities across England and Wales, meaning we are ideally placed to assist motorists caught driving without insurance in Cambridge. You could benefit from our excellent services as many motorists have.

If you find that you’re facing an investigation and possible prosecution following being Caught Driving Without Insurance in Cambridge, please call us today. We provide a free initial telephone consultation where our professionals can assist you, discussing your case details and giving an honest evaluation of the ideal legal approaches to consider. Our experts will helpfully share our knowledge and guidance that can help your case.

We offer a favourable Fixed Fee payment plan that allows us to offer our high-quality legal services at a competitive rate to all motorists. Our specialisation in this area allows us to represent those caught driving without insurance in Cambridge, as well as other motoring offences. We offer legal representation in motoring courts around the country.