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Caught Driving without Insurance in County Durham?

There are times when you may unintentionally drive without insurance. Should you get caught, unfortunately, you may end up getting various penalties for the driving with no insurance offence. This shows the importance of getting a motoring solicitor who will offer the needed legal assistance. If you get caught driving without insurance in County Durham, you can contact us here at Caddick Davies. We can explore a favourable outcome even if you are charged.

We are a well-established team of solicitors who specialise exclusively in motoring offences, including driving without insurance. Thanks to our vast experience, we can offer reliable legal help to those caught driving without insurance in County Durham and throughout England and Wales.

Please note that as per the Road Traffic Act 1988, you need at least a third-party insurance policy to drive on a road or any other public place in the UK. It is, therefore, an offence to drive with no insurance in the mentioned areas. You shouldn’t allow a person to operate your car without insurance since it is also a crime and could lead to penalties similar to you driving with no insurance.

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Should you get caught driving without insurance in County Durham or any other region in the UK, the police may use issue a Fixed Penalty Notice, giving you a £300 fine and endorsing up to six penalty points on your licence. This may be an alternative to a more serious prosecution. Should your driving with no insurance case go to court, you may be fined up to £5,000, receive 6 to 8 penalty points, and in the most serious scenarios, be banned from driving for a period.

Please do not hesitate to contact us at Caddick Davies if you find yourself issued with a Fixed Penalty Notice or Court Summons after being caught driving without insurance in County Durham. Our specialist lawyers will offer a free initial no-obligation consultation to consider your case and provide an honest appraisal.


Defences to driving without insurance charge

In England and Wales, driving without insurance is considered a “strict liability” offence, meaning you are regarded as an offender whether you intended to or not. Nevertheless, there are certain defences to this charge, which our professional solicitors can utilise to seek a favourable outcome on your behalf. These include:

– Valid Insurance: You use this to prove that you were covered by valid insurance at the time you got caught

– Employees’ Defence: You can prove that you were driving a vehicle that was not yours during the employment period, and you were unaware that you were not insured.

The defences may be few, but with the assistance of our motoring solicitors, you may be able to request the court not to endorse penalty points on “special reasons” grounds. We’ll need to show “genuine and honest” belief that you were covered by an insurance policy. Please contact us today at Caddick Davies, and we’ll help you utilise the available defences properly. Our driving solicitors can be of great assistance to those caught driving without insurance in Durham.


Note that the outcome of your case can depend to a large extent on the type and quality of legal representation you get. Our experts at Caddick Davies work to get you the best possible outcome. Do not hesitate to reach us if you are caught driving without insurance in County Durham.

We have a team of highly competent solicitors who will be able to provide excellent legal services. You can call us on 03334 432 366, email us, or request a callback via our website and we’ll respond at a time you prefer and discuss our legal services for those caught driving without insurance in Durham.

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