Caddick Davies is a team of established solicitors who specialise solely in motoring offences. We are available in major locations across England and Wales and can provide the required legal help when someone gets caught driving without insurance in Croydon. According to The Road Traffic Act 1988, at least third-party insurance is needed for any vehicle to be used on the road or any other public place in the UK. Therefore, it is illegal to drive a vehicle in public places without valid insurance. You should not allow anyone else to drive your car without insurance as it is also a crime.

If you get caught driving without insurance in Croydon or any other region in England and Wales, you may receive a Fixed Penalty Notice (FPN), be fined £300 and get an endorsement of 6 penalty points on your licence. This can act as an alternative to prosecution. Should your case go to court, you may end up receiving a fine of anywhere up to £5,000, receive 6 to 8 penalty points, and in the worst scenarios even be disqualified from driving for a period.

If you find yourself issued with a Fixed Penalty Notice or Court Summons, please do not hesitate to contact us at Caddick Davies. One of our expert lawyers will offer a free consultation to consider your case and give an honest evaluation.

In terms of defences to a driving without insurance charge, driving without insurance in England and Wales is a “strict liability” offence, meaning a motorist is considered an offender even if it was unintentional to offend. Possible defences include:

Valid Insurance: Use this to prove you were covered by a valid insurance policy at the time you got caught

Employees’ Defence: Prove that you were driving a vehicle that didn’t belong to you during the period of employment and you were unaware that you were uninsured.

Defences may be limited, but with the help of an expert motoring solicitor, you can persuade the court not to endorse penalty points on “special reasons” grounds. Please contact us, and we’ll help you utilise any special reasons and other types of defences to get you a favourable outcome. We may be able to demonstrate “genuine and honest” belief you were insured through the expertise of our motoring lawyers. Our solicitors can be helpful if caught driving without insurance in Croydon.

It is important to understand that the outcome of a caught driving without insurance charge is determined very much by the type of legal representation you have. You should look for a competent lawyer, so for those who are caught driving with no insurance in the region, do not hesitate to contact Caddick Davies. We will explore your ideal defence in order to offer you the best chance of a favourable outcome.

If you are facing a possible conviction after being caught driving without insurance in Croydon, reach us by phone on 033334 432 366 or email or request a callback through our site and we’ll contact you at a preferred time. Then we’ll be able to discuss our reliable legal advice and representation in your region.